We pride ourselves in our fast service at Happy Mortgage and have a 30 day guarantee of closing out your loan. If the loan process goes past 30 days due to any fault of our own we will pay you $100 per day up to $1000 dollars. That’s the Happy Mortgage guarantee!


As a true correspondent lender, all processing and underwriting for your loan is done in house and on site. You will deal with the same dedicated Mortgage Professionals who will guide you through every step of your loan process. The end result is one on one service, fast closings, and a seamless process.


At Happy Mortgage you are not a number, you are a name. We listen to your specific needs, and our Mortgage Specialists with a combined experience of 120 years assess which of the many loan options are best suited for your needs. Giving you a customized loan with the best rates possible.


See What Our Clients Are Saying

“Michael, Wow! Just like that. We’re in our new home. Thanks for a quick and easy process (with a side of comfort and assurance). You do a great job. We will look over the paperwork this weekend because it is overwhelming. As you would expect, we’re already anxious over the monthly payment–but you brought us in around where you said it would be-so no surprises. We appreciate that.”
Thank you,
Christine H.
“Hi Everyone!
Just wanted to follow up and say “thank you” to ALL of you! I know we had a couple hic-cups near the end….. But as a team it all worked out… Sounds like the builder and her contractors are working with Matt to finish some minor details and it really will be “HOME SWEET HOME” soon! Have a wonderful weekend! I’m hoping to stay and touch and do business together again soon! Have a great summer!”
Lisa~~Keller Williams
“Good Morning, Dennis, I just received a very nice card from you in the mail and I wanted to thank you very much for it and the lottery ticket that you also placed in it. You really didn’t have to do that but I sincerely appreciate it! Thank you very much for the help that you provided to me on the file for Whips Lane as well, as without you and your processor, we wouldn’t have had such a smooth transaction. Thank you again and I hope to be able to work with you again soon!”
Have a great week!
Kathy A., Advantage Title Company
“WCS Team,
Thank you for making mortgage process so painless for a first time buyer. It was an amazing feat to pull off the settlement 30 days from the contract signing. I hope to work with you again in the future. Your professional service will earn you many referrals from me.”
Thanks again,
Matt Schumaker
“We have refinanced twice in the past 3 years with Barry, reducing our monthly payments by $1,000 or so, and he has been a gem. Friendly, supportive, answering all our questions and making it happen quickly and painlessly. We highly recommend his services!
A. Jacoby

Our Partners

Armour Title ServicesFirst Equity TitleCredit Plus Inc.Green Door PropertiesNext Step RealtyPremier Title Inc.Schmidt Home Consultants


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VA Loan Myths Busted and Secrets Revealed

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